Should You Spend the Full Mortgage Amount You’re Approved For?
Before you start shopping for a new home, you’ll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget.
The Pros and Cons of Fixed vs. Variable Mortgages
When it comes to choosing a mortgage, borrowers in Canada have two main options: a fixed rate mortgage or a variable mortgage. But which type is best for you? Here, we’ll take a look at the pros and cons of each type to help you make an informed decision.
A Six-Step, Back to Basics Financial Plan for Most Every Canadian
It’s a tough time to know what the right financial move is at the moment. Interest rates are increasing, while stocks are in bearish territory. It’s easy to forget that there are smart things that you can do right now regardless of the uncertainty. 1. Get rid of your high-interest debt.Do you have any debt […]
10 Things to Know About the Offer Process
Before making an offer on your dream house, here are the ten things you need to know about buying real estate to ensure your offer is solid.
Best Ways to Plan for Your Down Payment
Do mortgages seem unaffordable? These tips will help you plan for your down payment so you can start talking to a private lender mortgage broker in no time.
How Mortgage Rates Affect Buying Power?
Do You Know How Your Mortgage Rate Affects Buying Power?
To maximize your purchasing power, you should understand how interest rates impact your home buying power. With rising home values and rising interest rates, you may want to consider a private lender when looking at ways to finance your mortgage.