Bad Credit Mortgages in Ontario

We have the right solutions for you

Do you live in the Milton, Burlington, GTA or anywhere else in Ontario? Do you have bad or poor credit, or a consumer proposal and are trying to get a mortgage but it's proven to be next to impossible? We can help.

Has your bank declined to finance your mortgage due to you having bad, bruised or poor credit?

The Big Banks in Canada follow a very stringent set of guidelines to mortgage lending. These are based on credit score and Gross Debt/Total Debt Ratios. Most people in Ontario are unaware of the fact that the big banks are not the only mortgage lenders they can choose from. We work with many alternative mortgage lenders who can approve borrowers for mortgages regardless of their credit score.

Get mortgage approval even with Bad Credit in GTA & Ontario

Dealing with significant debt can be challenging due to high-interest rates, resulting in higher monthly payments. Refinancing your mortgage with a lower interest rate can save you on interest costs, reducing monthly payments and expediting debt repayment.

A mortgage broker can help you find the right debt consolidation mortgage solution in GTA & Ontario tailored to your needs, even if your credit score is below 600 (R3, R4, R5, R6, R7, or R9). We specialize in bad credit mortgages, making homeownership more accessible.

Alternative lenders

Alternative lenders understand that unforeseen life events and decisions made in the past can sometimes harm one’s credit score. We have helped many Milton, Burlington, GTA and Ontario borrowers who after being declined by their financial institution, felt they had no choice but to sell their home. Our expertise in bruised or bad credit refinancing can help you refinance your mortgage with the most competitive terms we have access to.

Why you may need financial support in Canada

Life changes like divorce, job loss, or loss of a loved one can cause financial difficulties. We offer compassionate guidance and strategies to manage these challenges while keeping your homeownership goals on track.

Beyond mortgages, we offer credit counseling, credit repair, and homebuyer education to empower you with the skills and knowledge for long-term financial success.

Menon Financial helps you get a Mortgage, Even with Bad Credit

At Menon Financial Solutions, we specialize in helping clients secure mortgages in GTA & Ontario, leveraging our network and expertise to accommodate less-than-ideal credit or existing debt. We provide personalized assistance and strategies to improve your mortgage eligibility, ensuring everyone has a chance at homeownership.

Whether you’re looking for a new home or refinancing, our team is dedicated to helping you explore all options. We aim to provide you with the knowledge and choices for sound financial decisions.

Contact us today at 416-409-5733 to embark on your journey toward a mortgage that suits your needs, even with bad credit or existing debt, and let our experience guide you toward homeownership and financial success.