Krishna Menon License# M08005598

Mortgage Refinancing

For All Your Mortgage Refinancing Needs

Expert mortgage advice when you need it the most

We specialize in helping people across Milton, Burlington, the GTA and across Ontario when it comes to refinancing their home for… Debt Consolidation, Home Renovations, Rental Properties, Vacation Homes and more.

Refinance your Milton, Burlington, GTA or surrounding area home to get access to the cash you need!

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Need access to funds?

You may be able to unlock up to 80% of your Ontario home’s value through mortgage refinancing. Home prices across the province are skyrocketing with no end in sight.

With the significant appreciation of Ontario housing prices in the past few years, many good credit clients are now looking to unlock the value of their home by refinancing their mortgage for a variety of purposes, including:

  • Home renovations and upgrades
  • Purchase a Rental or Vacation property
  • Asset enhancement (funds to diversify or add other investments)
  • Debt consolidation, such as credit cards, car loans and/or a line of credit
  • Combine first and second mortgages, for the ease of one mortgage payment

Local Ontario Cities We Serve

We can service anyone in the province of Ontario including…

Ancaster, Brampton, Brantford, Burlington, Cambridge, Georgetown, Grimsby, Guelph, Hamilton, Kitchener, Markham, Milton, Mississauga, Niagara Region, Oakville, St. Catharines, Toronto, Vaughan, Waterloo, Whitby

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What is a mortgage going to cost you each month?

Try one of our easy to use mortgage calculators below to get a quick idea. If you have any questions, simply call or email for fast service.

Simple Mortgage Calculator

Calculate the maximum mortgage amount you qualify for based on your income. A great tool for buyers.

Maximum Mortgage Calculator

Calculate your mortgage payment. Create an amortization schedule. Discover what you will owe in 5 years.

Amortization Calculator

Calculate your mortgage payment. Create an amortization schedule. Discover what you will owe in 5 years.

Items we need from you when it comes to the Mortgage Process.

Providing all of the required documentation ensures that we can efficiently process your mortgage application. We will advise which of the following you will need to provide:

  • Agreement of Purchase and Sale
  • MLS Listing
  • Contact information for your lawyer: name, address, phone and fax numbers
  • 2 pieces of personal identification for all parties involved
  • Income and employment verification
  • Recent pay stub(s)
  • Letter of employment
  • T4(s)
  • Notice of Assessment(s) if self employed (NOAs)
  • Proof of Down Payment: 3-month history of savings/investments
  • Gift letter with bank statement
  • Void cheque
  • Copy of home insurance policy

An appraisal of the property may also be ordered.

We like to roll up my sleeves so we get to know each other better. We like to be completely clear on your needs today and your goals for the future. We will send your application to the lender (or lenders) that can best meet your needs.

We deal with over 50 lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means we can put significant negotiating power to work for you. This wealth of product choice helps me find the best mortgage to fit your specific financial situation.

After your mortgage closes, we will continue to stay in touch with ongoing communications, because life doesn’t stand still and your mortgage needs can change over time. As your needs and situation shift, we will tailor your mortgage plan so that it always fits your current goals.

We appreciate any referrals – Thanks again

Simple Mortgage Calculator

Simple Mortgage Calculator

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Amortization Calculator
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